Fema just recently re mapped the flood zones for my town. I've been crapping my pants thinking i was gonna be included in the new flood zone which would then require flood insurance. The new map skirts down the street behind me and doesnt include my house. :beer:
-
Welcome to AlpineZone, the largest online community of skiers and snowboarders in the Northeast!
You may have to REGISTER before you can post. Registering is FREE, gets rid of the majority of advertisements, and lets you participate in giveaways and other AlpineZone events!
Thank god for the little things
- Thread starter 2knees
- Start date
severine
New member
Your pants thank FEMA. :beer:
hammer
Active member
Do you feel like you would ever need it?
My driveway slopes up to the basement-level garage of my house...if there was enough rain to flood me out I'd be building an ark...
Moe Ghoul
New member
Cool, make sure they send a memo to the next flood about skirting down the street behind you. :razz:
nope nor would i think most of the people included in the new zones would ever need it. From what i can tell, if some of these people get flooded out by the river, we're ALL f*(ked. It would take an epic amount of water to hit some of the areas. Apparently people are going to our town offices in complete rage but the reality is they cant do a thing about it. If the town doesnt go along with these new zones, then we are ineligible for any federal disaster funding or whatever the actual program is called.
ComeBackMudPuddles
New member
- Joined
- May 21, 2007
- Messages
- 1,756
- Points
- 0
excuse my ignorance, but how does that work? because of a FEMA-drawn line, you might have HAD to get insurance? wouldn't it still have been up to you?
dmc
New member
- Joined
- Oct 28, 2004
- Messages
- 14,275
- Points
- 0
We live right next to the creek... We pay... Couldn't get a mortgage without it..
Most of the village of Hunter is in a flood plain...
Most of the village of Hunter is in a flood plain...
Basically, i would be in default on my mortgage agreement or something along those lines without the flood insurance. had i been in the new flood zone.
ComeBackMudPuddles
New member
- Joined
- May 21, 2007
- Messages
- 1,756
- Points
- 0
I dont know jack Sh*t about this stuff either. my wife usually handles the important things. i'm not to be trusted.
dmc
New member
- Joined
- Oct 28, 2004
- Messages
- 14,275
- Points
- 0
Same here...
drjeff
Well-known member
Me too. If I'm lucky and haven't done anything stupid during the week, my wife lets me have my weekly allowance
Moe Ghoul
New member
I gotta do everything. Wifey likes to be insulated from reality, lol.
Same here.....nah, we're both pretty equally involved, though as the bread winner I tend to make the big financial decisions.....not that she's incapable, she'd rather leave it up to me.
Thats good news Pat, but flood insurance is cheap.
lol, that tells you what i know. Some of the people i was talking to were making it sound like a major cost.
dmc
New member
- Joined
- Oct 28, 2004
- Messages
- 14,275
- Points
- 0
i guess that all depends on how much $ they have...
Good news Pat. That mean you can stop worrying about it now.... And go for a bike ride??
Moe Ghoul
New member
I'm pretty sure the limits are capped. So if you have a million $ house, you might only get 1/2 a mil max. I might be wrong about that. Never needed flood insurance.
