HardyMachia said:Trailboss, you have a valid point about the insurance increasing. I was talking with one bar owner about the drinking age, and they brought up the insurance issue.
Yes, liability for bar owners is a concern but my main thrust was auto insurance.
The thing is that they already have a problem with insurance. A large part of the problem is the legislature messing with insurance. We've seen the problem with health insurance and workman's comp.
Well, if insurance rates were set by the legislature in MA, then we'd be getting ripped off. Right now we are VERY safe drivers and are paying a ridiculously low price. Those who are risks to the company are paying more. The system is working.
The reason the bar owners insurance would go up if the law says the bar owner is responsible, now if we changed the law so that the individual is held responsible for their own actions and the courts followed a similar line of reasoning then the insurance rates would decrease for bar owners.
Agreed somewhat. The problem is not the COURTS, which seem to be a scapegoat for pretty much everything, the problem lies, again, with what I've said...people being responsible for their own actions. Someone who admits that they are responsible and lives with it don't sue others :roll:
The law that you refer to is most likely derived from caselaw and the precedent that has been set by other cases.