Sovereign Bank and their predatory practices

[Cannonball]

I'd love to also get rid of BOA but their wide reaching ATM network makes it tough to do.

My accounts are with a very small CU but I find their network is of ATMs is plenty expansive. It's also not that hard to think ahead a little bit and have some cash in pocket. If I know I'm going out of network (away skiing for the weekend) I just take out a little extra cash.

I had a BOA account for about one year (~10years ago) when they gobbled up my local bank. The amount of fees and BS they put me through in one year far exceeded the amount of ATM fees paid in past 10yrs with a small CU.

 

[hammer]

Ok so how did the transactions get approved if the savings account didn't have enough money to cover the amount?

 

[Puck it]

Ok so how did the transactions get approved if the savings account didn't have enough money to cover the amount?

If there is not money in the account then they cover it and that is what the $35 fee is. Also if it maintains a negative balance that $35 fee recurring. I am not sure at what time interval though. I know there was an additonal $35 charged by the time I went to the bank.

 

[ScottySkis]

I been with M&T for several months so far no issues. And all the quick check gas stations by me have their ATm s., and their are a lot of gas stations in Mid Hudson valley NY.