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Vermont Skier Visits Down Significantly Due to COVID-19

fbrissette

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Take 8400 and put that away for 30 years in a 2% annuity and you can do way better than that with the markets

In 30 years, you will have $4,104,477.82​


If people use their 401k accounts properly they can do that as well. SS is not for those that can invest properly or save adequately it is really for the poor that did not have good employment or those that lacked discipline and spent all their money all of their lives. The minimum is not enough to live on though.
Man do I ever wish your maths were right. I would have retired a while back.
 

deadheadskier

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Man do I ever wish your maths were right. I would have retired a while back.
Yes, this is what 2% apy gets you at $8400 per year contribution

Interest earned$ 98,699.88
Total contributions+ $252,000
Initial deposit+ $8,400
Your total savings$ 359,099. 88

you would need a 14.7% apy to hit that $4.1M mark
 

2Planker

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US just hit the 70% vaccination point!

https://www.nytimes.com/live/2021/A month late. 08/02/world/covid-delta-variant-vaccine

A month late. And only partially vaccinated. Still, it's significant. (once a person took the first dose, it's pretty much guarantee the second dose will be taken after).

I don't know why "there's no celebration"! Sure, the Delta variance is making the vaccine less "perfect". But people aren't dying left and right, thanks to the vaccine. It's proven to help sparing the hospital from being overwhelmed.

70% is just a number. But it's a point we aimed originally. We reached it. But sadly, "there's no celebration". Seems like these days, getting silver isn't worth celebrating, Only the gold will do. Everything else is a failure. A nation that's in perpetual disappointment and inadequacy? :(UMMMM 70% have received ONE DOSE
Ummmm.... That's 70% have received ONE DOSE.
Still need approx 70 Million more folks to complete the series and then add 2 weeks for "Fully Vaccinated".

I hope we can do it, getting the whole country to ideally 75% is still going to take a while.
At least vacc rates are way up in the last week, as people are finally paying attention to the warnings about the severity & transmisability of the Delta variant.
 

abc

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I am less concerned about being around unvaccinated people than you are but I am the same as you - I'm not getting that close to you (hugging, sharing food, etc) if I don't know if you've been vaxed or had CV19.
I've already heard of TWO breakthrough infections from personal friends. It's real. (both only experience mild symptoms though).

I'm not taking any unnecessary risks.

I've been eating "in" restaurants, seeing doctors, spending short period of time indoors in confined spaces this last month. But going forward, I'm going to minimize such activities to absolute necessity till the Delta variant runs its course.
 

abc

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Sure but the reality is there is a VERY tiny percentage of the population with a legitimate reason to not get vaccinated and it is socially irresponsible not to do so.
Concern about long term (years) side effect of the vaccine I would considered it "legitimate".

The "socially irresponsible" part is no longer in the face of the Delta variant. Fully vaccinated people can still transmit the virus even though they don't get very sick.
As soon as it has full FDA approval, I fully expect to see it added to the list of required immunizations for attending school etc.
Unless I missed it, I only heard of ONE out of all the vaccines are even applying for full authorization 9beyond the emergency status)
 

drjeff

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Concern about long term (years) side effect of the vaccine I would considered it "legitimate".

The "socially irresponsible" part is no longer in the face of the Delta variant. Fully vaccinated people can still transmit the virus even though they don't get very sick.

Unless I missed it, I only heard of ONE out of all the vaccines are even applying for full authorization 9beyond the emergency status)
Moderna and Pfizer have announced that they're both going to be applying for full authorization. Pfizer I believe has already started that process and Moderna announced late last week that they were imminently going to start that process.

As for long term convcerns, everyone is entilted to their points of view. Personally, I'd be more concerned with the long term side effects from having a "bad" case of COVID over the POTENTIAL side effects of the vaccine,, and in both cases, vaccinated or not, the side effects seem to happen in VERY low instances, even for the "most vulnerable" demographics
 

2Planker

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Pt are begging for the Vacc, when they're admitted.....
"i kinda knew I should have got it a while ago."


Very hard to tell someone "it's a little too late for that now"
 

abc

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As for long term convcerns, everyone is entilted to their points of view. Personally, I'd be more concerned with the long term side effects from having a "bad" case of COVID over the POTENTIAL side effects of the vaccine,, and in both cases, vaccinated or not, the side effects seem to happen in VERY low instances, even for the "most vulnerable" demographics
It's precisely because the side effects are relatively rare in both cases that for the young demographic it may makes sense to wait instead of act right away.

Frankly, if I were young (20-30) and have the option of working from home, I'd wait. Though I wouldn't be out partying either.

Like it or not, a lot of the time, with medical stuff, it's best to do nothing unless there's a clear evidence and strong motivation to do something. The benefit of doing anything must be justified. For the young and healthy, the benefit is relatively small. So why take the chance of any risk associated with the new vaccine? At the minimum, those getting the vaccine later in the year have a chance to get the improved version that are more effective against the Delta variant.
 

cdskier

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Unless I missed it, I only heard of ONE out of all the vaccines are even applying for full authorization 9beyond the emergency status)

Moderna and Pfizer have announced that they're both going to be applying for full authorization. Pfizer I believe has already started that process and Moderna announced late last week that they were imminently going to start that process.

Pfizer applied May 7th and was granted priority review status a couple weeks ago. Moderna applied June 1 for full approval...
 

abc

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It is more about the virus mutating as it spreads more easily through the unvaccinated and we will be stuck in these shitty circumstances where we have to wear masks, can't go out to eat or to any venue that is at full capacity.
That maybe true next year.

For now, the new variants mostly pop up overseas, because the majority of the world's population is still largely unvaccinated. Until that situation change, we're at the mercy of the virus. Vaccine is the only sure way of protection (to those who choose to vaccinate).
 

boston_e

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The "socially irresponsible" part is no longer in the face of the Delta variant. Fully vaccinated people can still transmit the virus even though they don't get very sick.
Just because fully vaccinated people can transmit the virus does not mean that the likelihood is the same as someone who is not vaccinated doing so. As far as we know at this time the vaccine still provides a layer of protection for both contracting and transmitting the virus. I believe the socially responsible component stands.
 

abc

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I believe the socially responsible component stands.
It may still stands, but on rather shaky ground.

As far as we know at this time the vaccine still provides a layer of protection for both contracting and transmitting the virus
As we've seen so many times in this pandemic, what we think "we know" can change as evidence emerges. The evidence for vaccination on transmission is incomplete at best.
 
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drjeff

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Pfizer applied May 7th and was granted priority review status a couple weeks ago. Moderna applied June 1 for full approval...
Thank you for the clarification on the timeframe. Guessing it was J&J that is now applying for full status, or maybe it was the news that Astra Zeneca is going to seek our emergency use status in the US that was announced last week. Tough to keep all the players and the timelines correct!
 

kbroderick

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Just because fully vaccinated people can transmit the virus does not mean that the likelihood is the same as someone who is not vaccinated doing so. As far as we know at this time the vaccine still provides a layer of protection for both contracting and transmitting the virus. I believe the socially responsible component stands.
More specifically, if the vaccine is even 5% effective at preventing any infection, it would reduce the chance of spreading by at least that amount. With the increased R-value for Delta, plus the expectation that the vaccines are substantially effective in preventing infections, that alone is fairly conclusive in that they would reduce the chance of spread; the unknowns are (a) how much do they reduce it by preventing the vaccinated from becoming infected, and (b) how much (if any) do they reduce it by preventing the virus from reproducing effectively in vaccinated hosts.

The presumed answer to (b) when the CDC dropped the masking recommendation was "substantially, possibly entirely"; with more recent data from delta infections, the apparent answer is "not enough to be confident about going unmasked." That's particularly significant for huge swaths of the population who have higher-risk folks in their lives—children (who are not yet eligible for vaccination), pregnant women (who are eligible for vaccination but for whom even an asymptomatic infection could affect their ability to be near their newborn), those with compromised immune systems (for whom vaccination appears to be less effective), etc.

A lot of these questions would be far easier to answer if we had conclusively good treatments for Covid-19 infections, because then the ethical issues with exposing people through experimentation would be substantially reduced or eliminated. Unfortunately, we don't, so putting an infectious person in a room with a control group and a masked group (for example) isn't ethical.
 

drjeff

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It may still stands, but on rather shaky ground.


As we've seen so many times in this pandemic, what we think "we know" can change as evidence emerges. The evidence for vaccination on transmission is incomplete at best.

In the limited time that both COVID and the vaccines have been around and studied, the (as of now) longterm data suggests that the potential side effects from getting COVID are more numerous and severe than the potential side effects from any of the vaccines.

In BOTH instances, the incidence of side effects (short term or longterm thus far) are lower with the vaccines than with the COVID disease process, and rare in either situation, even for the "most vulnerable" of demographics

As the number of vaccinated people has gone up, the number of fatalitues from COVID as well as the number of new cases of COVID that are significant enough to require hospitalization has gone down.

We truly won't know longterm effects data both the the vaccinated and unvaccinated who contract COVID for years.
 

boston_e

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As for long term concerns, everyone is entitled to their points of view. Personally, I'd be more concerned with the long term side effects from having a "bad" case of COVID over the POTENTIAL side effects of the vaccine,, and in both cases, vaccinated or not, the side effects seem to happen in VERY low instances, even for the "most vulnerable" demographics

In the history of vaccines has there ever been a case of some long term side effect that showed up much later on in life? Everything I've read seems to indicate that if there is a side effect it would make its appearance pretty shortly after receiving the vaccine (for example the blood clots in the J&J).

Has there ever been a case of some unknown side effect from a vaccine that suddenly appeared something like 10 years later?
 
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