My comment about there being no plan refers to the government, not the corporate world.
Or planned? Shake the tree for low hanging fruit.
when the moratorium is gone cash in .
I get at least 2 calls a week from these companies asking me to sell my house. My response is "I'm not selling my house to you" and hanging up.
Since the end of 2019 the appraisal for my house has increased 20%. I have made no upgrades of any kind in that time period. Insane!