And this all comes free! No one pays for it - that's cool!
That's not what he's saying, but a few states have been posting the rates (NY, California and Mississippi I've seen in the news) and they are less that you would normally pay for the equivalent coverage. There's a lot to shake out with this program and I'm sure it will be good for some and maybe worse for others. I think overall it's a good thing and I just wish people would focus more on trying to fix the parts that aren't working well instead of trashing the whole thing.